New aid for mortgage business

Corporate financing may be necessary for a variety of reasons and can be secured with a variety of property or land. Many new and small businesses are reluctant to come in over their heads with a mortgage business. It is becoming more convenient and less stressful to get mortgages with commercial mortgage lenders fighting for your business. Even small business owners are becoming more appreciative of the benefits associated with a mortgage business.

Commercial mortgages can help you maintain your business if you are in danger of losing it. Although you'll pay the money, at least you do not lose your business, your property and not lose any percentage of ownership. By keeping its ownership of the land intact and may increase the capital growth over time. The benefit of the stability of payment also is a factor that a mortgage will not increase dramatically, rental payments can very easily. Being a commercial loan, interest rates will be lower with longer payment plans, thus keeping the monthly payments low enough to be affordable. Over the deductible taxes and cancel the stabilization of its cash flow, a mortgage business is looking better all the time for business owners.

The flexibility of commercial lending and close ties with the lenders have the insurers makes this a leading solution for business owners affected by the landslide in the economy we are going through now and wait for the tide them over until the economy does not change.

Boosting your business with a commercial mortgage

• Commercial Mortgage
• commercial mortgage business
The long-term trade financing in the form of a mortgage business, offers many small and medium enterprises (SMEs) the ability to invest in their businesses with new technologies, new or renovated facilities, or the increase in stock levels.

In the past, tended to be only large organizations with a proven track record who can obtain commercial mortgages. A large number of young / smaller companies have been unable to obtain this type of trade financing and as a result, many companies have been forced to resort to costly short-term finance or left to use their own residential property as collateral.

Fortunately, this gap in the market is being targeted by specialist commercial lenders who are willing to serve the commercial mortgage needs of SMEs and owner-managed businesses.

The problem

In the past, it has been difficult for borrowers of small businesses, self-employed traders and partnerships to increase funding for commercial mortgages. This is because:
• institutional lenders have focused on larger, commercial mortgage loans guaranteed in the Covenant tenant of investment properties. This sector is considered low risk and thus has become a favorite of many traditional lenders.

• The lending criteria of many major commercial lenders disqualify applicants who do not have three years of auditing into account, without business plans, or those with less than perfect credit history. In the UK more labor migrates towards self-employment, greater flexibility is required for lenders to assess each case on the basis of merit. Until recently, this flexibility has been difficult to find. Similarly, in the past, the requirement of three years of accounts has been a barrier to new or young businesses.


The solution

To address these problems, a number of commercial mortgage lenders offer mortgages with some or all of the following characteristics:
• Available to small owner-managed limited liability companies, partnerships, and self-employed single-traders
• Self-certification option - it is not necessary for three years' accounts
• Finance available for any purpose - not imposed banking restrictions
• Mortgage arrears, CCJs, IVAs, bankruptcy all considered high
• Same day indicative offers
• Completion in weeks, not months
• transparent monitoring of the Bank's base rate mortgage
• Mortgage term of up to thirty years
• Advances of up to £ 50,000 to £ 1.5m
To learn more about how to trade finance can help you, if you have an existing business or are starting out, visit the online mortgage business